Let’s learn to talk about money in English.
Money is important in our daily lives. It is also a popular topic that may come up in your IELTS or FCE exam.
English Money Related Vocabulary - Podcast Episode 50
Harry
I have a podcast episode for you from my podcast Speak Better English with Harry. It is available to listen on both iTunes, Spotify and other podcast apps. Check it out and make sure to subscribe.
In this episode, I use upper intermediate English vocabulary. I recommend you to listen to the episode first in order to practice your English listening comprehension. You don’t need to understand every single word.
Then have a look at the vocabulary words ‘how to talk about money in English’ below and listen to it again.
Let me know if you have any issues.
Talk about Money in English
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Short extract of podcast episode
Money, saving money makes the world go round. And I think it is a really true saying because without it, what would we have?
We’ll have no trade between nations. We’ll have no investment by companies. We’ll have no money to spend. In the supermarkets, no way to feed and clothe ourselves. And generally, people will just struggle.
Of course, we could go back to the old days when we used to barter.
That’s barter. Meaning exchange something for something else.
So if I did something for you and fix the door or put in a window, then you would do something for me like fix my bathroom or cook me a meal or give me some of your vegetables. So this would be a barter where we would exchange one service for another service or some products for a particular service.
But that, I’m sure, still goes on. It does in different parts of the world where the money is not so easy to get.
Intermediate to Advanced English Marathon
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INSANITY: doing the same thing over and over again and expecting different results.
Albert Einstein
- What you'll learn:
- better understanding of more complex grammar structures
- advanced English vocabulary words
- British & American slang
- perfect your listening skills through practing different accents
- This marathon is for you if you're:
- stuck at an intermediate English level
- tired of confusing explanations
- a mature student
- shy & introverted
But in the Western world and the first, second world economies, then money is King as they say. And without it we can do very little sometimes and we have money.
We’re not quite sure what to do with it, but certainly if we don’t have it, then we definitely have a problem. The different words we can use to to describe money, we can call it cash. I like to have cash in my pocket. We have cash in the bank. The ATM is, or where we withdraw money from these machines in the wall. We call them cash machines. So cash is a very common word for it. People say, do you have any money? Can you lend something? Do you have any cash? Could you give me something?
How to talk about Money in English - Vocabulary
to barter – to exchange something for something else
ATM – cash machine
to withdraw money – to take money from a bank account
cheque – a printed piece of paper that you can use instead of money
to rob / to get robbed – to take money from someone or somewhere illegally, usually using threats and violence
moola(h) (American English, slang) – money
lolly (British English, slang) – money
denomination – the value of a banknote or coin
wealth – a large amount of money and/or other valuable things
purse – a small bag or case in which women carry money and credit cards
wallet – a small case in which men carry money and credit cards
cashless – without cash
How to talk about Money in English - Vocabulary
transaction cost – an amount that bank or credit company charges for using a bank card
to handle cash – to receive and give money in business
cryptocurrency – a digital currency
salary – a fixed amount of money that your employer pays you every month for the work you do
to borrow the money – to receive money from someone
to lend the money – to give money to somebody
to inherit – to receive money and/or other valuable things from someone who has died
assets – something valuable that a person or company owns
to charge – to ask someone to pay money for services or goods
to overcharge – to ask someone to pay too much money for something
to put some money aside for a rainy day – to save money weekly or monthly for a day when you need it
to splash out money – to spend a lot of money
to fritter away – to spend money without really knowing where you spend it
to be broke – to have no money
to be ripped off – to be charged too much money for something, to be overcharged
to tighten your belt – to spend less money
economic – related to the economy or business
economical – not spending or costing a lot of money
8 Phrasal Verbs related to Money
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1️⃣ to bank on – to depend on something happening
Example:
I’m really banking on getting that job in the insurance company.
2️⃣ to come across – to find something or meet somebody by chance
Example:
I came across my school photographs while I was clearing out the attic.
3️⃣ to do without – to live without having something that you cannot afford
Example:
Sam doesn’t have much money these days so he has to do without expensive holidays.
4️⃣ to get by – to manage to survive on a small amount of money
Example:
They don’t have much money but they get by.
5️⃣ to save up – to avoid spending money, often for a specific purpose
Example:
I am saving up to get a new phone.
6️⃣ to come into – to inherit money
Example:
Sarah was shocked to find out that she had come into a large amount of money.
7️⃣ to close down – to stop doing business completely
Example:
Lots of small businesses have closed down recently.
8️⃣ to take back – to return something to the shop you bought it from
Example:
If your watch doesn’t work, you need to take it back.
That’s all for today. Hope these vocabulary words and phrasal verbs will help you talk about money in English.
Why not start using them in your English right now? Go ahead and write a few sentences in the comments below, I will check them and get back to you as soon as possible.
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